Finance: Credit card limits keep increasing on me!
Correction: .... your credit rating IS AFFECTED by what % of your available credit....
You could just contact the card company and reject the credit limit increase and/or select the limit that suits you
only YOU can manage your spending
you could just ignore the limit and continue to use the card wisely .... or not at all
that your credit rating by what % of your available crediit you actually use so the higher limit actuually helps increase your credit rating for whenever you might need something significant like a car loan or a mortgage in the future